Discover the advantages of prohibited banking credit offers
With the growing economic crisis, the banking ban system makes it difficult to apply for and grant credit. This is why we made available to FICP registrants a solution allowing them to benefit from a loan in case of emergency. This opportunity gives you the privilege of obtaining new credit even if you have problems with repaying your previous loans. Find in this article the steps to follow concerning the loan for bank prohibition and the FICP.
The steps to follow to proceed with the prohibited bank loan FICP
Even if your name is on the Bank of United States over-indebtedness file, banks or other financial institutions cannot refuse your request for a prohibited FICP bank loan. However, the procedure will undoubtedly be different from other benefits, as borrowers must ensure your repayment capacity. As a result, your file may be refused depending on your situation. What you can do is reassure the credit organization that agrees to grant you this new personal loan. To do this, the best approach is to contact the person in charge of your current files directly.
During your interview, you must explain your problems to him and present the guarantees available to you. You can use, for example, reassuring payslips, documents from real estate that will be used as collateral. After getting your bank credit banned, the first thing you need to do is try to get your name off the Bank of United States file by paying off your debts. If you are in full positive agreement with your banker, you will have the privilege of negotiating the surcharges and making sure to reduce the time required to initiate the removal procedure.
The different banking prohibited credit solutions available to you
To benefit from a prohibited bank loan subject to an exceptional interest rate, you must demonstrate to your creditors that you again have secure means for your repayments. From the moment you manage to convince them, there are many forbidden bank loan solutions available to you. Obviously, whatever your new repayment capacity, these types of credits will be accessible to you at any time.
There will be, for example, an FICP prohibited bank loan for owner. If you have a primary or secondary residence, then you will have the right to use it as a deposit as part of your credit application. Before you start, you must think carefully and plan that your property will be seized by the bank if ever you can no longer repay the loan. Other loans are also to be discovered such as the tenant loan, the social micro credit or the personal loan.
The personal loan, one of the special offers offered in prohibited banking credit
The procedure to follow to obtain a personal loan for banking prohibition is a little complicated than that for classic loan. Indeed, few banks are ready to grant you your credit application. From the moment you are declared banned from banking, you will no longer have the capacity for payment of the checkbook or credit card type because they will be withdrawn from you. So the main thing is to make sure you get out of this situation and at the same time reassure the credit institutions.
Note that without special intervention, you will have to wait 5 years to erase your name from the FICP file for reimbursement problems. Among the alternatives of personal loan for prohibited banking made available to you, you will have the possibility of resorting to a prohibited banking credit specially designed for owners or tenants. Here, the property will be put on deposit and to ensure the procedures, you will be forced to call on an expert broker to take care of your file.